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How Modular Homes Virginia Natives Own Differ From Property Built On Site

By David Scott


Richmond VA renters often wish they had the option to buy a house and have the security of mortgage payments that remain the same year after year instead of consistently going up the way rent does. Many of them do not really want to live in a mobile home because they do not feel they are safe in severe weather situations. They may also believe they cannot afford a quality home in a good location. These are the only two options many seem to consider. The fact is there are modular homes Virginia dealers have for sale that can meet all their needs.

Many people mistakenly think a mobile home and a modular are essentially the same thing because they are both built off site and moved. Other than that, the two don't have much in common. Mobile, or manufactured, houses are personal property. They are transferred by bill of sale. Modulars are real property, which means they must be permanently fixed to a foundation and can't be moved. They are transferred by title just like a house that is built on site.

If modulars are not the same as trailers, they are also not the same as traditional houses built on site from the foundation up. As stated before, modulars are built off site in a pre-planned system that allows them to be transported to their permanent location. Since the builders are not dependent on weather conditions, modulars can be constructed fairly quickly. These houses must be built according to strict rules and guidelines.

Factory built houses resemble children's building blocks in the factory. They are made in sections so it is possible to move them on public roads. Once they reach their destination, workers put them in place using cranes. The size and complexity of these houses vary widely. Before any construction begins, careful plans are drawn and approved.

People may wonder about the cost of a prefabricated home, as opposed to one built on site. Most comparable factory constructed houses cost considerably less than traditional residences. Much of the savings comes from the speed with which they can be built. Modulars are also inspected in the factory, as they are under construction, which saves the purchaser money.

There are many benefits to choosing a prefab over traditional housing. Not only can you get more house for your money, you will be helping the environment and saving on energy costs as the same time. You can expect the quality and amenities in prefabs that you will find in other residences.

Since prefabs are real property, modulars qualify for the same kind of loan packages as other houses. The taxes are no different, and a homeowner's policy will give as much protection as with any residence. Modulars may be even safer and more secure in the face of tornado and hurricane force winds.

If you want to own your own home, it is possible. You can choose from manufactured houses, those that have been traditionally built, or modular housing. It's up to you.




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